Terms of use

The rates

Gems For Everyone publishes the rates and sets its own margins. Rates are indicative, exclude making charges, wastage and GST unless the board says otherwise, and are not a quotation. A rate is marked live only while it is; outside Gems For Everyone's hours the board shows the last closing rate. Confirm the final price with Gems For Everyone before you buy or sell.

Nothing here is investment advice or a recommendation to buy or sell. Levels and trends are arithmetic on past prices, described on the methodology page.

Business accounts

Business sign-in is for businesses. Gems For Everyone alone decides whether to approve an account, what it can see and whether it may book, and may withdraw any of these at any time. Keep your phone and your WhatsApp secure: anyone who can read your sign-in code can act as you. Give true details; Gems For Everyone relies on them.

Booking

• Booking, where Gems For Everyone offers it, is an agreement between you and Gems For Everyone.
• Orders are placed only at Gems For Everyone's live RTGS rate, only during Gems For Everyone's booking hours, and within the gram limits Gems For Everyone set for you. If the rate has moved by more than 0.1% since you saw it, the order is refused and you are shown the new rate.
• An order is confirmed when the app says so. Payment, delivery, cancellation and any dispute are settled directly with Gems For Everyone on its terms.

Sankalp · Monthly Jewellery Scheme

The Monthly Jewellery Scheme is entirely between you and Gems For Everyone, under the agreement you accept when you join a plan; that agreement governs it. You pay Gems For Everyone directly, and the benefit is only ever a discount on Gems For Everyone's invoice for jewellery. Where Gems For Everyone takes an instalment in cash, the cash you pay across your open plans stays under ₹2,00,000. Every refund is made by bank transfer to your own account, never in cash. For anything about the scheme, contact Gems For Everyone.

Fair use

Do not copy the rates by automated means, overload the service, try to get into another person's account, or use it against the law. Access that does may be suspended.

Availability

Prices come from market data feeds and can be delayed, interrupted or wrong; the board checks them and stops showing a rate as live when a check fails, but cannot promise that every figure is correct.

The software

The app and website are software supplied by Bundiwal Tech. Bundiwal Tech is not a party to your dealings with Gems For Everyone, never holds your money, and to the maximum extent the law allows is not liable to you.

Law

These terms are governed by the laws of India. Gems For Everyone may update them and will change the date at the top when it does.

See also the privacy policy. Questions: Gems For Everyone, +918275555507, Gems For Everyone (Kundan Jewellers), New Itwari Road, Sarafa Bazar, Nagpur.